EU AI Act

Black Friday: Agentic Breach — The Sovereign Account Failure

Agentic Behavioural Architecture

Black Friday: Agentic Breach — The Sovereign Account Failure

🟢 Overview Banks are now detecting third‑party AI agents inside customer accounts. Some agents act without user instruction. Executives can’t reliably tell human activity from autonomous behaviour. This isn’t fraud — it’s agentic execution inside sovereign financial systems. 🟢 The core failure is credential abdication. Customers are giving plaintext

By Vela Kuhaendran
FCA Mills Review — Agentic AI, Accountability & The Perimeter Gap

EU AI Act

FCA Mills Review — Agentic AI, Accountability & The Perimeter Gap

🟢 Why the Mills Review matters FCA: “The Mills Review examines how autonomous artificial intelligence could increasingly reshape retail financial services and regulatory oversight.” * Delegated AI decision-making now part of sector operations. * Frontier-AI cyber capabilities + model concentration = system-wide risk. FCA signals AI is no longer peripheral. 🟢 Consumer Duty

By Vela Kuhaendran
Agentic AI: Behavioural Assurance ≠ Capability Evaluation

ACW

Agentic AI: Behavioural Assurance ≠ Capability Evaluation

🟢 Overview * Agentic AI shifts risk from “what the model can do” to “how the system behaves in deployment.” * Behavioural failures emerge from interactions between agents, humans, governance, workflows and organisational context. * Identical models can produce radically different risks depending on access, authority and trust. 🟢 Behavioural Failure Modes (Turing taxonomy) * Goal

By Vela Kuhaendran